Bank lending policies: Why do large firms in particular suffer?

In order to determine whether the type of bank influences the likelihood of credit financing, the Ifo Institute, in its monthly business survey, asked manufacturing firms about their relationship to their primary banks. With the survey information, it was examined whether there is a difference in loan policies depending on the type of bank. In the assessment of the survey participants, private commercial banks and federal-state banks are currently especially restrictive in awarding credit; co-operative banks and savings banks are evaluated as less restrictive.